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Avoiding Credit Card Secret Traps
By Gary Gresham

Credit card secret traps are the hidden side of plastic that keeps you in debt that is difficult to pay off. The main objective of credit card companies is for you to carry the largest balance you can possibly repay.

Trying to avoid these credit card secret traps is tricky because credit card companies constantly raise your credit limit, and offer you perks to get you to charge even more.

Credit card companies can get very creative with fees and interest rates and that's where you can get into financial trouble. To avoid this from happening here are some common credit card secret traps to be aware of when you compare credit card company terms.

Two Cycle Billing

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In the News

Payday loans serve those banks reject
Over the years I’ve seen many articles critical of the short-term financial product commonly known as a “payday loan.” They have been termed abusive for their high interest rates and the fact that people often have multiple loans and fall into greater debt. I don’t challenge the fact that more of these loans go into default; it speaks to a larger problem: Where do people with credit issues get ... Read More ...

Payday loans: Cap-the-rate campaign popular in Ravalli County
Bitterrooters are lending their support to a statewide campaignto cap the interest rates that payday and car title loaners cancharge. Read More ...

Payday loan companies and their collectors: The Real Deal
The Federal Trade Commission is cracking down on payday loan companies that aren't upfront about the terms of their contracts and who illegally try to collect. Read More ...

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