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Why Payday Loans Can Damage Your Financial Health
By Roger Overanout

If you are thinking about using a Payday Loan to provide for those unexpected expenses there are several things you need to consider.

The reasons to avoid a Payday Loan vary, but probably the most obvious reason is the dangerous interest rates that this type of borrowing charges.

The Payday Loan companies claim that the level of repayment is more important to their clients than the actual interest rate, and this is a fair point but these high interest rates could mean that you could end up in worse financial shape than before.

It is very important to consider all your options and if this is the only form of borrowing you can get do research several companie...
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In the News

Payday loans serve those banks reject
Over the years I’ve seen many articles critical of the short-term financial product commonly known as a “payday loan.” They have been termed abusive for their high interest rates and the fact that people often have multiple loans and fall into greater debt. I don’t challenge the fact that more of these loans go into default; it speaks to a larger problem: Where do people with credit issues get ... Read More ...

Payday loans: Cap-the-rate campaign popular in Ravalli County
Bitterrooters are lending their support to a statewide campaignto cap the interest rates that payday and car title loaners cancharge. Read More ...

Payday loan companies and their collectors: The Real Deal
The Federal Trade Commission is cracking down on payday loan companies that aren't upfront about the terms of their contracts and who illegally try to collect. Read More ...

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