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The Credit Card Surprise That You Need to Look Out For
By Fern Kuhn, RN

The Credit Card Surprise That You Need to Look Out For

Companies that issue credit cards want to make a profit. No one disagrees with that. The problem that we consumers have, is when they hide or disguise what it really costs for us to use a card.

Here are some ways that you could be paying more, not even knowing it for your credit cards.

Those Teaser Rates.

As these rates are low at the beginning but rise after six months or a year. This is a popular way for credit card issuers to attract new cardholders. I don't know if you're aware of this but when the low rate expires, any balance that you may have left on the card automatically jumps to...
[ Read Article ]

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In the News

Payday Loan Defendant Settles FTC Charges
Illegally Tried to Garnish Borrowers' Wages Read More ...

Despite new law, subprime credit cards and payday loans can still be very dicey
You can still get credit if your finances are a mess. It will just cost dearly. A sweeping credit card law that took effect yesterday is supposed to prevent banks from employing tactics that push borrowers deeper into debt. Yet loans and cards with crushing terms still beckon. Read More ...

New coalition fights payday loans
A number of social policy groups have joined forces in a campaign to put limits on payday lending in Texas. Read More ...

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