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The Truth About Payday Loans
By Frank Kelly

How many times have you received a check from work in one hand, then give it all away to bills in the other hand? This is the typical cycle for most people.

You work so hard to provide a decent life for yourself and your family; but, there is never enough money left over after bills to do anything nice for yourself. Then, out of the blue, something unexpected happens.

Your only means of transportation breaks down. Where will you get quick cash to have your car repaired? A Payday Loan may be right for you.

* What is a Payday Loan?

A Payday Loan is a small loan, typically under $1,000.00, that is loaned through a small lending institution until the borrower's next payday....
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In the News

Payday loans serve those banks reject
Over the years I’ve seen many articles critical of the short-term financial product commonly known as a “payday loan.” They have been termed abusive for their high interest rates and the fact that people often have multiple loans and fall into greater debt. I don’t challenge the fact that more of these loans go into default; it speaks to a larger problem: Where do people with credit issues get ... Read More ...

Payday loans: Cap-the-rate campaign popular in Ravalli County
Bitterrooters are lending their support to a statewide campaignto cap the interest rates that payday and car title loaners cancharge. Read More ...

Payday loan companies and their collectors: The Real Deal
The Federal Trade Commission is cracking down on payday loan companies that aren't upfront about the terms of their contracts and who illegally try to collect. Read More ...

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