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Payday loans Why they are bad and how to make the best of them
By Dan Johnson

Almost everywhere you look these days you can find advertisements for payday loans. And like other financial products, you can usually conclude that the more a product is advertised, the higher the profit margins it provides for the seller.

Pay Day loans come under the guise of a variety of titles including; cash advance loans, check advance loans, quick cash loans, post-dated check loans, and deferred deposit check loans. But no matter what they call it, the product is always essentially the same.

What are Payday Loans

Payday loans are small quantity, short-term, high interest loans. The way they typically work is that the borrower writes a person...
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In the News

Payday Loan Defendant Settles FTC Charges
Illegally Tried to Garnish Borrowers' Wages Read More ...

Despite new law, subprime credit cards and payday loans can still be very dicey
You can still get credit if your finances are a mess. It will just cost dearly. A sweeping credit card law that took effect yesterday is supposed to prevent banks from employing tactics that push borrowers deeper into debt. Yet loans and cards with crushing terms still beckon. Read More ...

New coalition fights payday loans
A number of social policy groups have joined forces in a campaign to put limits on payday lending in Texas. Read More ...

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