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Payday Loans Or Cash Advance Loans Useful After A Bankruptcy
By Carrie Reeder

Payday loans, also known as cash advance, are a useful tool after bankruptcy. By keeping current on your bills through a payday loan, you can rebuild your credit history. The key is to only use these cash advances for emergencies.

Using Payday Loans

Faced with a financial emergency, it is better to apply for a cash advance than skip a bill payment for two reasons. First, after bankruptcy the best thing you can do to rebuild credit is to pay your bills on time. If you are 30 days past due or longer, it will take three years for it to be removed from your credit history.

The second reason to use cash advances is to save money on late fees. Often a $3...
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In the News
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New coalition fights payday loans
A number of social policy groups have joined forces in a campaign to put limits on payday lending in Texas. Read More ...

 

 
 
 
 

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