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The Average Profile of Customers Opting for a Payday Loan Cash Advance
By Angelina Rosario

Payday loans are loans of a small amount, taken for a short duration of time. Payday loans are generally meant to be paid off on the next payday.

Payday lenders loan out thousands of dollars every week to people who are in dire need of money. The Community Financial Service Association of America, payday loan cash advance industry extends to about $25 billion.

Payday lending is often regarded as something predatory and it is of the common belief that payday customers are being used as fodder by the money hungry payday lenders. However, the various researches undertaken throughout the years contradict the view that payday loans are predatory and t...
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In the News

Payday loans serve those banks reject
Over the years I’ve seen many articles critical of the short-term financial product commonly known as a “payday loan.” They have been termed abusive for their high interest rates and the fact that people often have multiple loans and fall into greater debt. I don’t challenge the fact that more of these loans go into default; it speaks to a larger problem: Where do people with credit issues get ... Read More ...

Payday loans: Cap-the-rate campaign popular in Ravalli County
Bitterrooters are lending their support to a statewide campaignto cap the interest rates that payday and car title loaners cancharge. Read More ...

Payday loan companies and their collectors: The Real Deal
The Federal Trade Commission is cracking down on payday loan companies that aren't upfront about the terms of their contracts and who illegally try to collect. Read More ...

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